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WHAT IS UBA's POLICY ON GIVING GIFTS TO STAFF OR STAFF REQUESTING GIFTS FROM CUSTOMERS
WHAT IS UBA's POLICY ON GIVING GIFTS TO STAFF OR STAFF REQUESTING GIFTS FROM CUSTOMERS
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UBA Group prides itself of its high standards of ethics and integrity and fully complies with all local and international anti-bribery and corruption laws. In the pursuit of our goals, we shall ensure that our businesses are done in a responsible, ethical and transparent manner. UBA generally maintains a ‘no gift policy’ and to this , the following are strictly prohibited by all members of staff Group wide:
• Soliciting for Accepting any gifts in the performance of any official function.
• Offering, promising or authorizing to pay anything of value to another, receiving anything of value knowing that all or a proportion of the same would be used as an inducement for the purpose of influencing another to act in violation of their duties or reward a person for improper performance of their duties.
• Bribery committed on its behalf by members of staff or intermediaries.
Employees and Directors may however upon declaration to their Line Managers and The Human Capital Management Department respectively accept branded or promotional gifts. Records of such gifts must be maintained.
Concerns with regards to non-compliance with this Policy should be reported using this whistle blowing channel whistleblowing@ubagroup.com
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HOW CAN I KNOW MORE ABOUT THESE PRODUCTS SERVICES?
HOW CAN I KNOW MORE ABOUT THESE PRODUCTS SERVICES?
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UBA Customer Interaction Centre:
Tel: 01-2808822, 08035606000, 08025606000
Fax: 01-2644760
Email: cic@ubagroup.com
SMS: 08035606000, 08025606000
Internet: www.ubagroup.com
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WHAT HAPPENS IF ONE DIES WITH UBA PRESTIGE TRUST IN PLACE?
WHAT HAPPENS IF ONE DIES WITH UBA PRESTIGE TRUST IN PLACE?
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The Trust Fund is made available to your named Beneficiaries or their Legal Guardians (if under age) privately and in line with your stipulated instructions
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WHAT IS THE DIFFERRENCE BETWEEN SAVE FOR SCHOOL (SFS) UBA SPECIAL PRIVATE TRUSTS?
WHAT IS THE DIFFERRENCE BETWEEN SAVE FOR SCHOOL (SFS) UBA SPECIAL PRIVATE TRUSTS?
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• UBA Special Private Trusts is mainly for Estate Planning and covers a whole range of Assets not just Invested Funds.
• SFS Trusts is targeted as Educational investment funds under Trust.
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CAN I WITHDRAW OR TERMINATE MY TRUST FUND AT ANY TIME?
CAN I WITHDRAW OR TERMINATE MY TRUST FUND AT ANY TIME?
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Yes, subject to a minimum duration of one (1) year. Also, Life Disability Insurance and other Special Benefits are subject to the stipulated minimum contributions
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WHAT ARE THE BENEFITS OF UBA PRESTIGE TRUST?
WHAT ARE THE BENEFITS OF UBA PRESTIGE TRUST?
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• Enjoy Life Insurance and Permanent Disability Benefits, up to 100 of Trust Fund invested.
• Qualification for participation in a draw upon achieving landmarks of 1, 3 and 5 years anniversaries of unbroken participation and every other two years thereafter, with exciting Prizes to be won.
• Trust Fund is separate and distinct from your personal estate and therefore not accessible to your creditors in the event of bankruptcy.
• Free consultation/advice on Estate Planning, Private Trusts, Charitable Trusts, Endowments and Foundations.
• Free periodic information and updates by e-mail on related topics to suit your Trust Purpose
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WHAT IS UBA PRESTIGE TRUSTS?
WHAT IS UBA PRESTIGE TRUSTS?
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This is a Living Trust Fund designed to provide for your future and those of your loved ones by way of periodic contributions over your active years for a pre-defined terminal purpose such as Post Retirement needs, future business investment, Real Estate Acquisition, Annuity Procurement, Family Holidays etc
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WHAT ARE THE FEATURES OF UBA PRESTIGE TRUSTS?
WHAT ARE THE FEATURES OF UBA PRESTIGE TRUSTS?
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• Initial Minimum Contribution of $50,000.00
• Minimum Annual Contribution of N 500,000.00
• 50 of the balance of the Fund could be used as collateral for a bank loan.
• Trust Funds will be invested in your preferred group of investment assets. Attractive returns based on selected Investment Plans.
• Protection by Trust Law.
• Access to the UBA Cares Trust Products (please ask for relevant Application Forms).
• Flexibility – ability to convert to other UBA Trustees Limited products such as Save for School Trust.
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WHAT IS UBA CARES?
WHAT IS UBA CARES?
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It is an optional service for the benefit of all UBA Group Individual Account holders. Please click this link to find out more about UBA Cares Trust Service.
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WHO IS ELIGIBLE?
WHO IS ELIGIBLE?
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It is strictly for UBA Plc Account holders. However balances in other Accounts can be annexed into the Trust
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